Friday, July 15, 2011

Keeping Afloat

A lot has been happening!

1. I'm still on the exercise, eating healthy kick. At this point, I think it's safe to say it's my new lifestyle :-) I never understood the "runners high" until now. I've been running for a couple of months, and I'm loving it! Although I upped my mileage too quickly and my knee has been giving me issues, it's fabulous. I was up to 7 miles, but I've backed down to 4 running and a mile or two walking if I have time. I'm hoping to build back up and complete a half marathon by my birthday next spring! I honestly feel awful if I don't work out now, and it's really made me feel healthy and like I'm living life as opposed to just trudging through it. What a wonderful difference!

2. We have some summer houseguests. I'm not jumping for joy at this one, because well… we all know how much I hate having to deal with roommates. But so far it's working out well. And it feels great to help out friends who decided to pack up their life on the east coast and make a move to the west. They'll be here for 1 or 2 months (which is their firm out date). It's been fun having them here… but it has come at a cost. Boyfriend and I are homebodies, and don't spend a lot of money going out (mainly because we're broke). But we've been spending a little more on restaurants, etc. this week. And we need to stop! We just can't afford it.

3. We're (most likely) going to Japan later this summer/early this fall. It would be a cheap(ish) trip… my flight will be a gift, and boyfriends will be about 1,000. Which is pretty cheap, considering our plans for South Korea didn't happen due to flights being 2-3 times that amount. Most of our lodging would be free. I have an extra paycheck this month, which was going to be put in savings, but is now being put in our travel fund for Japan. No, we can't afford this trip. Yes, we're doing it anyway! The plan is to cover it all with freelance money (I've taken on several projects) and my extra check. We've already paid for our passports out of my extra check (and are awaiting their arrival so we can book our flights! I'm far too risk adverse to book them prior to receiving them). And no, none of this trip will be put on the credit card (which is still carrying a big fat zero balance, thank you!)

4. Financially? Not so much. We're keeping afloat. We have a small emergency fund. We're making it… but that's it. To make it extra fun (note the sarcasm), boyfriends health insurance DOUBLED in price because of the new healthcare laws (bite me, Blue Cross), and due to some lab work I had done (routine stuff, cholesterol, blood glucose, etc), I now owe the hospital 500 dollars. Which makes NO sense to me (the same exact tests a year ago at a different hospital cost less than half of that), but there it is. I worked out a payment plan with them (no interest) in lieu of my having to take it out of savings. But it puts a SERIOUS strain on our already seriously strained budget. I need to have an MRI of my spine to see if they can determine the cause of my continued numbness (which is a whole other issue that has been mostly resolved with exercise, but not cured). I totally can't afford it. I refuse to pay more than 1k OOP (seriously, bite me Blue Cross). Refuse.

So there's that.

No comments:

Post a Comment