This is such a big relief! I'm super upset that we even had a balance on these cards in the first place. It was supposed to be gone by January. That was very, very wrong. But now we can focus on the other one (which has less than 1k balance and should be pretty easy to wipe out quickly). And don't worry. I put the card away. As in not in my wallet. And I know I've done that before, but this time, I mean it. I will seriously freeze it in ice if I need to!
And our emergency fund has 2500 in it now. A very low number (not even a months worth of expenses!), but a number I'm more comfortable with than the mere 1k we DID have in there just last week. Things are looking up.
And if all goes according to plan (which it never does, but here's hoping), we'll have 9-10k in there by very early next year. And that's all on MY salary. Every single cent the boyfriend pulls in goes to that, so hopefully that number will at LEAST double :-D Our goal is to have 50k in emergency savings. Obviously that will take some time, but it's nice to have something to work towards. And of course, there's other stuff we want to save towards. Our wedding (hopefully cheap!) (and my engagement ring… which is going to cost a lot. I like big diamonds!). And a house. Boyfriends mom has a sizeable gift for our future condo. And she's even told us she wants to start looking for places with us this year. Not that I feel comfortable doing so for at least a few years. But it's nice to think about!